Well, Uncle Joe," the real estate man said to an old Negro who had just paid the last installment on a small farm

"I'll make you a deed to the farm now it's been paid for."
"Boss, " the Negro replied, "If its all de same to you, I wish you would give me a mo'gage to de place."
The surprised real estate man protested that Uncle Joe didn't seem to know the difference between a deed and a mortgage.
"Well, mebbe not, " said the Negro.
" But I owned a farm once an' I had a deed an' de Fust National Bank had a mo'gage, an' de bank got de fahm!